$595,000

Brand-new 2026 construction in Estate Ruby, Christiansted, never occupied. This solid concrete masonry multi-family home, including a concrete roof, features two fully independent units with private entrances and separate utilities. Upper unit: 3BR/2BA with open-concept living, modern kitchen, stainless appliances, en-suite primary bath, and garage access. Lower unit: 1BR/1BA, move-in ready. Both units feature large-format polished porcelain tile, individual mini-split A/C, hurricane-rated impact windows and doors throughout. Cistern included. No HOA. Hillside setting near Gov. Juan F. Luis Hospital and Christiansted amenities. Welcome to 215 Estate Ruby -- New Construction. Dual Income. Zero Compromise. Rarely does a property come to market that checks every box for both the discerning homeowner and the savvy real estate investor. 215 Estate Ruby is exactly that property. Built in 2026 and never occupied, this brand-new multi-family residence in Estate Ruby, Christiansted, St. Croix represents the finest standard of Caribbean construction, solid concrete masonry from foundation to roof, hurricane-rated impact windows and doors, and luxury interior finishes throughout both units. Whether you're looking to plant roots in paradise while generating rental income, or seeking a turnkey investment asset with strong rental demand, this property delivers on every level. Construction & Structural Highlights Built to endure the Caribbean climate and beyond, 215 Estate Ruby was constructed entirely of concrete masonry, including the roof, making it one of the most resilient residential properties available on St. Croix today. Hurricane-rated impact windows and doors are installed throughout both units, offering superior protection, noise reduction, and energy efficiency. A cistern provides essential water independence, a highly valued feature in the U.S. Virgin Islands. No HOA means no additional fees, no restrictions, and no delays in putting this property to work for you. Upper Unit | 3 Bedrooms | 2 Bathrooms The upper unit serves as the primary residence and is a showcase of modern Caribbean living. Upon entry, you are welcomed by an open-concept living and dining area bathed in natural light, with large-format polished porcelain tile featuring a striking marble-look finish flowing seamlessly throughout every room. The kitchen is both functional and elegant, dark espresso shaker cabinetry is paired with a classic subway tile backsplash, stone-look countertops, and a full suite of stainless steel appliances, including a gas range, built-in microwave, and refrigerator. A modern pendant light fixture adds a designer touch to the space. Each of the three bedrooms is generously proportioned, outfitted with its own dedicated mini-split air conditioning unit, ceiling fan, closet, and impact windows that frame lush tropical views. The primary bedroom features a private en-suite bathroom, a luxurious retreat finished with floor-to-ceiling marble-look tile, a walk-in shower with a pebble mosaic floor, a quartz vanity, and contemporary chrome fixtures. The second full bathroom mirrors the same elevated finish level. The upper unit also provides direct interior access to the attached garage, adding convenience and security. Lower Unit | 1 Bedroom | 1 Bathroom | 558 Sq Ft The ground-floor unit is completely self-contained and immediately rent-ready. With its own private entrance and fully independent utilities, this unit functions entirely separately from the upper residence -- no shared expenses, no shared access. The kitchen features the same dark shaker cabinetry, subway tile backsplash, stone-look countertops, and stainless appliances found upstairs. The bathroom is finished with matching marble-look tile and modern fixtures. Polished porcelain tile and a mini-split A/C unit complete the package. Whether positioned as a long-term rental, short-term vacation rental, or guest suite, this unit is a strong and versatile income generator. Garage & Exterior The property's modern flat-roof design with stacked-stone accent facade gives it exceptional curb appeal and a distinctly contemporary aesthetic. The attached garage features an automatic opener and is accessible from the upper level, providing secure covered parking -- a premium amenity on St. Croix. The generous lot offers a hillside setting with tropical views and ample exterior space, all framed by the natural beauty of the island. The Investment Case The U.S. Virgin Islands continues to attract buyers seeking the lifestyle and tax advantages of island living. New construction inventory on St. Croix remains extremely limited, making move-in ready, income-producing properties like 215 Estate Ruby a genuinely scarce find. With both units vacant and ready for immediate occupancy or leasing, there is no waiting period -- your investment begins on day one. Property Summary 2026 new construction -- never occupied Full concrete masonry construction including concrete roof Hurricane-rated impact windows and doors throughout Cistern for water independence Attached garage with automatic opener Two fully independent units -- separate entrances, separate utilities Mini-split A/C in every room, ceiling fans throughout Large-format polished porcelain tile -- both units Modern kitchens with stainless steel appliances in both units En-suite primary bathroom in upper unit Walk-in tiled showers with pebble mosaic floors Hillside setting with tropical views Minutes from Gov. Juan F. Luis Hospital, schools, and Christiansted No HOA fees